Martinelli, Imelda, Michelle Audrey Serena, and Natashya Natashya. “Keabsahan Perjanjian Financial Technology Lending Dengan Konsep Kontrak Roscoe Pound”. UNES Law Review 6, no. 1 (November 23, 2023): 3864–3873. Accessed August 19, 2026. https://www.review-unes.com/law/article/view/1200.